Privacy Policy

Last updated: Aug 22, 2024 7:40 PM

We value your privacy very highly. Please read this Privacy Policy carefully before using the www.fluidfinancialgroup.com Website (the "Website") operated by Collette Ramsay-Taylor ("us," "we," "our") as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.

Your access to and use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of the Privacy Policy, then you do not have our permission to access or use the Website.

What information we collect

We collect any and all information that you enter on this Website. We collect the following information about you:

Identifying information - Name

Specific piece of information

Name

Identifying information - Postal / Shipping address

Specific piece of information

Postal / Shipping address

Identifying information - Billing address

Specific piece of information

Billing address

Identifying information - Phone number

Specific piece of information

Phone number

Identifying information - IP address

Specific piece of information

IP address

Identifying information - Email address

Specific piece of information

Email address

Insurance information - Policy number

Specific piece of information

Policy number

Insurance information - Subscriber's identification number

Specific piece of information

Subscriber's identification number

Insurance information - Unique identifier used by your insurance provider

Specific piece of information

Unique identifier used by your insurance provider

Insurance information - Applications and any data contained therein

Specific piece of information

Applications and any data contained therein

Insurance information - Any other information for carriers

Specific piece of information

Any other information for carriers

Financial information - Credit card or debit card number

Specific piece of information

Credit card or debit card number

Financial information - Card expiration date

Specific piece of information

Card expiration date

Financial information - Card CVV (security code)

Specific piece of information

Card CVV (security code)

Financial information - Bank account number

Specific piece of information

Bank account number

Financial information - Any other information for Insurance carriers

Specific piece of information

Any other information for Insurance carriers

Characteristics of protected classifications - Age

Specific piece of information

Age

Characteristics of protected classifications - Physical disabilities

Specific piece of information

Physical disabilities

Characteristics of protected classifications - Mental disabilities

Specific piece of information

Mental disabilities

Characteristics of protected classifications - Marital status

Specific piece of information

Marital status

Characteristics of protected classifications - Sex

Specific piece of information

Sex

Characteristics of protected classifications - Pregnancy

Specific piece of information

Pregnancy

Characteristics of protected classifications - Gender

Specific piece of information

Gender

Characteristics of protected classifications - Gender identity

Specific piece of information

Gender identity

Characteristics of protected classifications - Gender expression

Specific piece of information

Gender expression

Characteristics of protected classifications - Any information for carriers

Specific piece of information

Any information for carriers

Commercial information - Records of personal property

Specific piece of information

Records of personal property

Sensitive personal information - Social Security Number

Specific piece of information

Social Security Number

Sensitive personal information - Driver's license number

Specific piece of information

Driver's license number

Sensitive personal information - State ID card number

Specific piece of information

State ID card number

Sensitive personal information - National origin

Specific piece of information

National origin

How we may use your information

We may use the information that you provide us for the following:

Performing services;
Processing payments;
Providing customer service;
Verifying customer information;
Submitting insurance applications;
Analytics;
Enforcing our Terms of Service;
Marketing and advertising;
Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities;
Resolving disputes;
Targeted advertising;
Verifying position and quality of ad impressions.

With whom we share your personal information

We share the following personal information with the following categories of third parties:

Identifying information - Name

Specific piece of personal information shared

Name

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Identifying information - Postal / Shipping address

Specific piece of personal information shared

Postal / Shipping address

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Identifying information - Billing address

Specific piece of personal information shared

Billing address

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Identifying information - Phone number

Specific piece of personal information shared

Phone number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Identifying information - IP address

Specific piece of personal information shared

IP address

Categories of third parties with whom personal information is/was shared

Customer management systems;
Data analytics providers;
Email marketing vendors;
Email service providers;
Hosting providers;
Parties that need to operate the website;
Insurance Carriers.

Identifying information - Email address

Specific piece of personal information shared

Email address

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Insurance information - Policy number

Specific piece of personal information shared

Policy number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Insurance information - Subscriber's identification number

Specific piece of personal information shared

Subscriber's identification number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Insurance information - Unique identifier used by your insurance provider

Specific piece of personal information shared

Unique identifier used by your insurance provider

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Insurance information - Applications and any data contained therein

Specific piece of personal information shared

Applications and any data contained therein

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Insurance information - Any other information for carriers

Specific piece of personal information shared

Any other information for carriers

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Financial information - Credit card or debit card number

Specific piece of personal information shared

Credit card or debit card number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Financial information - Card expiration date

Specific piece of personal information shared

Card expiration date

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Financial information - Card CVV (security code)

Specific piece of personal information shared

Card CVV (security code)

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Financial information - Bank account number

Specific piece of personal information shared

Bank account number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Financial information - Any other information for Insurance carriers

Specific piece of personal information shared

Any other information for Insurance carriers

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Age

Specific piece of personal information shared

Age

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Physical disabilities

Specific piece of personal information shared

Physical disabilities

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Mental disabilities

Specific piece of personal information shared

Mental disabilities

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Marital status

Specific piece of personal information shared

Marital status

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Sex

Specific piece of personal information shared

Sex

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Pregnancy

Specific piece of personal information shared

Pregnancy

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Gender

Specific piece of personal information shared

Gender

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Gender identity

Specific piece of personal information shared

Gender identity

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Gender expression

Specific piece of personal information shared

Gender expression

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Characteristics of protected classifications - Any information for carriers

Specific piece of personal information shared

Any information for carriers

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Commercial information - Records of personal property

Specific piece of personal information shared

Records of personal property

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Sensitive personal information - Social Security Number

Specific piece of personal information shared

Social Security Number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Sensitive personal information - Driver's license number

Specific piece of personal information shared

Driver's license number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Sensitive personal information - State ID card number

Specific piece of personal information shared

State ID card number

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Sensitive personal information - National origin

Specific piece of personal information shared

National origin

Categories of third parties with whom personal information is/was shared

Customer management systems;
Email marketing vendors;
Email service providers;
Insurance Carriers.

Sale of your information

We do not sell your personal information.

Cookies

A cookie is a small piece of data sent from a website and stored on your device by your browser. This Website collects cookies. Please visit our Cookie Policy to learn more about what cookies we collect, why we collect them, and how to change your cookie settings.

Children's privacy

This Website is intended for use by a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond to that child to inform him or her that they cannot use this Website.

Analytics programs

This Website uses the following analytics program(s) to collect information about you and your behaviors: Facebook pixels. To learn how to opt out, please visit the website(s) of the analytics program(s) used.

Exercising your rights

Residents of Nevada may opt out of future sales of personal information by submitting a consumer request to crtaylor@fluidfinancialgroup.com.

Third-party websites

This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. It is up to you to read and fully understand their Privacy Policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.

Do Not Track

Do Not Track is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not support Do Not Track ("DNT"). You can either enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.

Changes to Privacy Policy

We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes to this Privacy Policy by posting the updated Privacy Policy to this website or application.

Questions

If you have any questions about this Privacy Policy, please contact us at crtaylor@fluidfinancialgroup.com.